Disclosure of Services

Mission:

We are committed to guiding and assisting plan sponsors and their trustees in offering a best practices retirement plan to help mitigate fiduciary risk and ensure successful outcomes for participants. With process driven guidance, extensive due diligence and careful documentation, we stand beside plan sponsors as a co-fiduciary to help them navigate and fulfill their fiduciary obligations to the plan and their valuable members.

Plan Governance

  • Written acknowlegement of cofiducairy status
  • Formation of Investment CommitteeGuidance
  • Drafting of non-proprietary Investment Policy Statement; review, update and maintain as needed annually
  • Assist plan sponsor in obtaining compliance with section 404 c
  • Quarterly third party investment performance review including comprehensive peer group analysis and adherence to IPS guidelines 
  • Full documentation of investment committee meeting minutes
  • Fiduciary File with extensive documentation of processes to fulfill DOL requirement 
  • Annual comprehensive fee benchmarking, review and disclosure of: 
    • Investment expense
    • Administrative fees
    • Advisory fees
    • Fund office expenses ( Taft-Hartley)
    • ERISA/PERA budget

Plan Design

  • Annual Plan service benchmarking and review
  • Participant activity report
  • Comperhensive fee review
  • Review ACP/ADP testing results;
    • Discuss innovative solutions to meet plan objectives

Employee Education and Support

  • Targeted onsite group employee/member education meetings  
  • Creation of member’s personal comprehensive individual financial plan including pension, annuity and external benefits and assets
  • Personal Investing
  • College Savings Planning
  • Life Event Planning 
  • Estate Planning
  • Development of Education Policy Statement & Communication strategy